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Tims Financial Referral Code - Get a $20 Sign-Up Bonus

The Tims Mastercard built for Tim Hortons fans

New Tims Mastercard cardholders receive a $20 Tim Hortons digital gift card as a welcome bonus after their first purchase. Additionally, when you refer a friend who is approved for the card, both of you receive a $20 gift card — making it a great card to share with fellow Tim Hortons regulars.

How to Claim Your Tims Financial Referral Bonus

1. 1Click the sign-up link below
2. 2Apply for the Secured Tims Mastercard
3. 3Get approved and receive your card
4. 4Make your first purchase on the card
5. 5Receive a $20 Tim Hortons digital gift card by email

Tims Financial Key Features

• No annual fee
• Earn Tims Rewards on every purchase
• Helps build or rebuild credit history
• Accepted anywhere Mastercard is welcome
• $20 welcome gift card after first purchase

About Tims Financial

Tims Financial is the financial services division of Tim Hortons, offering Canadians a Secured Mastercard co-branded with the iconic coffee brand. The Secured Tims Mastercard is designed for Canadians who want to build or rebuild their credit while earning Tim Hortons Rewards points on every dollar spent. There is no annual fee, and the card is accepted anywhere Mastercard is welcome. It is an ideal first credit card for newcomers to Canada or anyone looking to establish credit history while earning rewards at their favourite coffee shop.

Frequently Asked Questions — Tims Financial Referral Code

What is the Tims Financial referral bonus?

When you refer a friend to the Tims Mastercard and they are approved, both you and your friend receive a $20 Tim Hortons digital gift card.

Is there an annual fee for the Tims Mastercard?

No. The Secured Tims Mastercard has no annual fee, making it a great option for Canadians who want to earn rewards without paying yearly charges.

How do I earn Tims Rewards with the Tims Mastercard?

You earn Tims Rewards points on every dollar you spend on the card, not just at Tim Hortons. Points can be redeemed for free food and beverages at any participating Tim Hortons location.

Is the Tims Mastercard good for building credit?

Yes. The Secured Tims Mastercard is specifically designed to help Canadians build or rebuild their credit history. Responsible use and on-time payments are reported to the credit bureaus.

How long does it take to receive the $20 welcome gift card?

The $20 Tim Hortons digital gift card is typically delivered to your registered email address within a few business days after your first qualifying purchase.