Banking

Simplii Financial Referral Code - Get a $400+ Sign-Up Bonus

CIBC's no-fee online bank with generous welcome bonuses

New Simplii Financial customers who sign up through a referral link can earn multiple bonuses. First, earn a $50 cash bonus by opening a No Fee Chequing Account, High Interest Savings Account, or Cash Back Visa Card and meeting a simple balance or spend condition within 6 months. Then earn a $300 cash reward plus a $50 Skip gift card by adding an eligible direct deposit of at least $100 a month for 3 consecutive months to your chequing account. Credit card applicants can also earn up to 20% cash back in their first 3 months.

How to Claim Your Simplii Financial Referral Bonus

1. 1Click the referral link below to open your account
2. 2Open a No Fee Chequing Account, High Interest Savings Account, or Cash Back Visa Card
3. 3Deposit at least $100 and maintain it for 30 days (chequing/savings) OR spend $100 on the credit card within 6 months to earn your $50 referral bonus
4. 4Set up an eligible direct deposit of at least $100/month to your chequing account for 3 consecutive months
5. 5Receive your $300 cash reward 3 business days after qualifying, plus a $50 Skip gift card

Simplii Financial Key Features

• No monthly banking fees
• Free Interac e-Transfers
• $50 referral bonus with a simple condition
• $300 cash reward + $50 Skip gift card with direct deposit
• Up to 20% cash back in first 3 months on Cash Back Visa Card
• Backed by CIBC — CDIC insured

About Simplii Financial

Simplii Financial, backed by CIBC, is one of Canada's leading no-fee online banks. With no monthly fees on chequing, savings, and credit card accounts, Simplii is a great way to save money on everyday banking. Their welcome bonuses stack across multiple products — a $50 referral bonus, a $300 cash reward and $50 Skip gift card for chequing account holders who set up direct deposit, and up to 20% cash back in the first 3 months on the Cash Back Visa Card.

Frequently Asked Questions — Simplii Financial Referral Code

How much can I earn with the Simplii Financial referral offer?

You can earn up to $400+ through stacked bonuses: a $50 referral cash bonus for opening and funding a qualifying account, a $300 cash reward for setting up direct deposit to a chequing account for 3 months, and a $50 Skip gift card. Credit card applicants can also earn up to 20% cash back in their first 3 months.

How do I qualify for the $50 Simplii referral bonus?

Open a No Fee Chequing Account, High Interest Savings Account, Personal Line of Credit, or Cash Back Visa Card through a referral link. Then either deposit at least $100 and keep it for 30 days (for chequing or savings) OR spend $100 on your Cash Back Visa or Line of Credit — within 6 months of opening.

How do I earn the $300 cash reward and $50 Skip gift card?

Add an eligible direct deposit of at least $100 a month to your Simplii No Fee Chequing Account for 3 consecutive months. Eligible sources include payroll, pension, or employment insurance. The $300 cash bonus is paid 3 business days after you meet the condition, and the $50 Skip gift card follows shortly after.

What counts as an eligible direct deposit at Simplii?

An eligible direct deposit includes payroll from your employer, pension payments, Canada Pension Plan (CPP), Old Age Security (OAS), or Employment Insurance (EI) deposited directly into your Simplii No Fee Chequing Account. Personal transfers between bank accounts do not qualify.

Does Simplii Financial have a referral code?

Simplii Financial's welcome bonuses are accessed through a referral link rather than a code. Click the sign-up link on this page to ensure your referral is tracked and your bonuses are applied correctly.

Does Simplii Financial charge monthly fees?

No. Simplii Financial's No-Fee Chequing Account has no monthly fee, no minimum balance requirement, and includes unlimited debit transactions and free Interac e-Transfers.

Is Simplii Financial safe?

Yes. Simplii Financial is owned and backed by CIBC, one of Canada's Big Five banks. Your deposits are CDIC insured up to applicable limits, giving you the same protection as a traditional bank.